Risk Management Information
Risk is a fact of life. You can’t eliminate it, but you can mitigate it. And that’s where robust risk management and emergency procedures come in.

Improved resilience takes effect when your business is supported by a comprehensive suite of risk management and emergency response plans – it’s also a part of your duty of care to employees and visitors. Government guidelines recommend implementing an effective business continuity plan that will build resilience to disruption caused by an unexpected event, thereby enabling your organisation to minimise any impact and get back on its feet as quickly as possible.

Creating an effective and proportionate response begins with a solid understanding of the potential threats your business may face, their likelihood and how they may affect you. In this section, we’ll examine these and help you to analyse the effectiveness of your existing risk management, emergency and business continuity plans.

We believe there are four simple steps to managing risk in your business.

Managing your security risk all starts with understanding the intentions and capabilities of terrorists, what they might do and how they might do it.

Ask yourself the following questions:

How likely is it to happen?

What impact will it have on my business?

When it comes to protecting your business, your top priorities are people, physical assets and systems.


Physical assets


Think about the following scenarios:

What if we are unable to access the premises?

What if our IT networks failed?

What if our telephones stopped working?

What if our critical information was hacked?

What if we had casualties?

Think about both the range of equipment and the technology available to protect your business. Physical security measures are typically the first line of defence against any potential intruders – and the most visible. They’re designed to deter, detect and delay any potential intruders, while the right response is coordinated and delivered. However good security doesn’t stop there. We recommend that all organisations consider the Six Security Best Practice Categories below.

Six Security Best Practice Categories

Physical Security

Personnel security

Information & Cyber Security

Corporate Profile & Specialised Business Process

Site Maintenance & Servicing

Emergency Procedures

The terrorist threat is always evolving, so it’s good practice to regularly review and revise your risk management plans and procedures to make sure they are still appropriate. Ensuring you have the right level of protection against the threat of terrorism starts with a clear understanding of the risks facing your business.

This will answer the following key questions:

What security improvements do you need to make?

What type of plans do you need to develop?

What is legislation and what is simply Government guidance?

What does a best-practice approach look like?

What terrorism insurance do you need?

Each business sector faces its own unique challenges with varied levels of risk associated with the nature of their business, their profile, their people or their location. Our Best Practice Counter-Terrorism Security Guide for business premises provides a comprehensive overview, information, and guidance of the Six Security Best Practice Categories.

This useful guide is a collaboration between our in-house experts and protective security professionals who have drawn on extensive research, experience and advice found within Governmental and relevant professional organisations.

Read the full guide here:


Download the full guide

To benefit from enhanced interactivity and see additional data we recommend you open this report using Adobe Acrobat Reader.

Ready to tackle the risks? Just answer this quick question and we’ll get you to the most appropriate information, tools and advice for your business type.

Does your business have a portfolio aggregate to a Material Damage/Property Damage declared value sum insured of £50m or above, which does not consist primarily of domestic properties?

Read our latest Risk Management resources

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