The UK’s leading
terrorism reinsurer
Operating since 1993, we are the UK’s largest terrorism reinsurer, trusted by over 150 insurers, and globally recognised as the leading experts in terrorism risk financing. Our mission is to provide financial protection against the risk of terrorism and, in so doing, enhance the resilience of the UK economy.
What we do
Pool Re is a mutual reinsurance company which works in partnership with the UK Government and the insurance industry to ensure that every business in Great Britain can access affordable and comprehensive terrorism insurance. We use our expertise, experience, resources and relationships to help policyholders to understand terrorism risk and identify what they can do to protect their businesses.
Reinsurance
Our best in class reinsurance underpins around 90% of the commercial property terrorism cover in the UK. We protect £2 trillion of assets and businesses of all sizes across a wide range of sectors such as real estate, retail, transport, construction and energy.
Risk Management
Our team of experts combine their knowledge and experience with that of Government agencies, academia, risk professionals and the insurance industry to provide globally renowned specialist terrorism risk management support and information.
Threat Analysis
Browse more than five years of authoritative and trusted sources of terrorism risk intelligence including current and historic risk reports, terrorism threat analysis, expert commentary and thought leadership.
our mission
Our mission is to ensure that every business in Great Britain can access affordable and comprehensive terrorism insurance, fostering confidence and resilience in the British economy and insulating the taxpayer from the financial impacts of catastrophic terrorist attacks.
As a result, and in response to the increasing complexities of terrorism risk, we developed Pool Re Solutions – a specialist terrorism risk management division created to provide Member insurers and their policyholders with a range of tools and information to better understand and mitigate the complex risk of terrorism.
From international collaboration to innovations in insurance coverage, our range of partnerships and initiatives are at the heart of our multi-million pound commitment into counterterrorism research, development and risk mitigation activities.
Pool Re Cover £2.2trillion UK based assets
We operate as a unique public-private partnership, with the benefit of an unlimited HM Treasury loan facility. We cover £2.2trillion of UK based assets including businesses of all sizes, from shopping centres and local traders to airports and power grids; across sectors of the economy such as real estate, retail, transport, construction and energy.
In response to the increasing complexities of terrorism risk, we developed Pool Re Solutions, a specialist terrorism risk management division created to provide Member insurers and their policyholders with a range of tools and information to better understand and mitigate the complex risk of terrorism.
Fund has been built up to meet potential claims
Paid out in claims, equivalent to £1.25bn adjusted for inflation

Unlimited HMT loan facility