Terms of Use

Please read these "Terms of Use" carefully. They form the basis of the contract between you and Pool Reinsurance Company Limited ("Pool Re") regarding your use of this web site. By accessing this site you agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, do not access this site.

Access and Availability
Pool Re will use reasonable efforts to make this site and its content available to users. However, Pool Re does not warrant or represent that access to this site will be uninterrupted, reliable or fault free. Pool Re reserves the right in its sole discretion to deny users access to this site or any part of it without notice.

You must not attempt to interfere with the proper working of this site, circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, web site, router or any other internet connected device.

Content
Pool Re endeavours to ensure that the content of this web site is correct. However, Pool Re does not warrant the accuracy and completeness of the content on this web site. Pool Re may make changes to the content on this web site at any time without notice. However, Pool Re makes no commitment to update the content.

The content on this web site is provided without any conditions, warranties or other terms of any kind, except for these Terms of Use. To the maximum extent permitted by law, Pool Re provides you with this web site on the basis that Pool Re excludes all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by law) which might have effect in relation to this web site, except for these Terms of Use.

All information provided in this site is under the condition of it not being interpreted or relied on as any form of professional advice. This site is operated and maintained in the United Kingdom and is therefore published from a UK perspective. Pool Re is not publishing this site for use in any jurisdiction where such publication or use is unlawful.

Limitation of Liability
Pool Re, Pool Re's officers, directors, employees, members or agents of any of them and any other party involved in creating, producing, maintaining or delivering this web site (together, the "Pool Re Parties") hereby exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party in connection with this web site, the use of this web site, inability to use or the results of use of this web site, any web sites linked to this web site or the material on such linked web sites.

This limitation of liability excludes liability, without limitation, arising from any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise.

This limitation of liability excludes liability, without limitation, arising from loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing this web site or your downloading of any material from this web site or any web sites linked to this web site.

Copyright
All rights in the design, text, graphics and other materials on this site and the selection or arrangement thereof are the copyright of Pool Re. Permission is granted to copy electronically and print in hard copy portions of this site solely for your own personal use. Any other use of materials on this site without the prior written permission of Pool Re is strictly prohibited.

Links
This site may contain links, including hypertext links, which lead you to web sites or pages that are not under the control of Pool Re. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the web site to which it links. Pool Re accepts no liability for the content of web sites accessed by links.

Privacy Policy
Pool Re is committed to ensuring that your privacy is protected. Pool Re does not collect information on individuals using this site. Pool Re may use aggregate information and statistics for the purposes of monitoring site usage in order to help develop the site and service and may provide such aggregate information to third parties. These statistics will not include information that can be used to identify any individual.

Alterations
Pool Re reserves the right to revise the content of this site including these Terms of Use at any time and without notice. Any changes to these Terms of Use will be posted on this site and by continuing to use this site following any such change you will signify that you agree to be bound by the revised Terms of Use.

Interpretation
These Terms of Use shall be governed by and construed in accordance with English Law and any disputes shall fall within the exclusive jurisdiction of the English Courts. If any provision or term of these Terms of Use shall become or be declared illegal, invalid or unenforceable for any reason whatsoever, such term or provision shall be divisible from and shall not affect the validity of the other terms.

Entire Agreement
These Terms of Use constitute the entire agreement between you and Pool Re. You acknowledge and agree that you have not entered into this agreement in reliance upon any warranty or representation made by Pool Re or any other person.

March 2007
Pool Reinsurance Company Limited