How Terrorism Cover is Arranged

Insurance for terrorism damage under the scheme is always arranged through an insurer or insurance intermediary and never directly with Pool Re. The insurance may be restricted to physical damage to property or it may include business interruption losses resulting from property damage caused by an act of terrorism.

As most commercial property insurers are members of Pool Re, any policyholder is very likely to find that their existing insurer can provide terrorism cover through the scheme. They simply need to contact their insurer or insurance adviser. No separate terrorism policy is required; the existing policy will be extended to cover terrorism losses. Click here for further information about eligibility for cover; insurance advisers and insurers will also be able to provide specific advice.