Insurance for terrorism damage under the scheme is always arranged through the insurer or an insurance intermediary and never directly with Pool Re. The insurance purchased may be restricted to physical damage to property or it may also include business interruption losses resulting from property damage caused by an act of terrorism.
Because most commercial property insurers are members of Pool Re, any policyholder requiring terrorism cover is very likely to find that it can be provided by their existing insurer. They simply need to contact their insurer or insurance adviser to request the cover. No separate terrorism policy is required; the existing commercial property policy will be extended to include cover for terrorism losses. There is further information on this site about eligibility for cover; insurance advisers and insurers will be able to provide specific advice on eligibility.